Will Mortgage Rates Go Down In 2024 Ireland. Rate 30%, security 30%, approval 20%, speed 20%, updated 26/09/2023. Every 0.25% increase adds around €18 a month on average and mounts up because mortgages are.

After that, a downward trend is expected, though this will not return interest rates to the rock. If you were priced out of the housing market in 2023, you might have better luck finding an affordable home in 2024.